Compare our loans
Focus on the future with a personal loan
LOANS
Get your loan rate before you apply, without it affecting your credit score. Subject to application, financial circumstances and borrowing history.
Find a loan to suit your needs
When it comes to putting your plans into action, it’s personal. And with a personalised loan potentially just a few clicks away, getting things moving could be simpler than you think.
Subject to application, financial circumstances and borrowing history.
Representative example
most accepted customers get
Representative APR (variable)
6.4% APR
on loans of
£7,500 – £15,000
over
2-5 years
(Your rate may differ(3))
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.
Borrowing to suit you
Whether you’d like a loan to consolidate debts or buy something special, we’ve got lending options to suit you. Subject to application, financial circumstances and borrowing history.
How to consolidate your debt
Consolidating could help you take control of your money – you’ll have all your debts in one place, with one fixed monthly payment.
Home improvement loan
Get more from your home – whether it’s a brand new bathroom or sprucing up your lounge.
Holiday loans
A holiday loan is when you take out a personal loan to cover the cost of your next break, so you don’t have to worry about paying for your trip all at once.
Wedding loans
A wedding loan means you can pay your wedding costs in one go, giving you peace of mind that everything’s covered for your special day. Then you’ll pay us back monthly, over a set period of time.
Making energy-efficient improvements to your home?
Take out a personal loan to invest in energy-efficient improvements to your home –and you could get up to £250 cashback. To apply, select ‘Greener home’ as the purpose under ‘what do you need the money for?’ when you apply. Terms and conditions apply.
6.4% APR Representative on loans of £7,500 - £15,000 over 2-5 years, (your rate may differ*)
All loans are subject to your financial circumstances and borrowing history at the time you apply.
*The rate you’re offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term.
Other borrowing options
Barclaycard
Choose the card that could be right for you – you could find a card to meet your needs.
Subject to application, financial circumstances and borrowing history
Top-up loan
Need to borrow a little more? You might be able to top up or get an extra loan. You’ll need to have had your loan with us for at least three months.
All loans are subject to your financial circumstances and borrowing history at the time you apply.
Other ways to borrow
There might be other ways to borrow that are better for you than a loan, depending on your needs.
Looking for some help?
Whether you’re wondering if you can get a loan or how to get out of debt, our guides are here to help.
What is a credit rating?
Find out what a credit rating is, why it’s so important, and how you can improve yours – so you could be more likely to get credit in the future.
Worried about money?
Get practical support to help you tackle your money problems and change the way you spend.
Barclays Money Mentors
Borrowing to pay for those little extras.
Home improvements, buying a car or splashing out on something special? Barclays Money Mentors can guide you through the best options for you.
What’s an APR?
We explain what APR means, and clear up the difference between representative and personal APR.
Get help or contact us
Choose the best option to suit your needs. Or explore other ways to get help .
Send us a message
Check to see if you’re eligible to apply for a loan in Online Banking or your app now.
Please note that we might not have all the information we need to show you a provisional loan limit.
Call us
If you have any questions, you can speak to a lending specialist on 0345 734 5345
We're here Monday to Saturday from 8am to 9pm, and bank holidays from 8am to 6pm. Call charges .(4)
Visit us in person
We’re on hand if you’d like to discuss your options in person. You can find your nearest branch and opening times here.
Get the Barclays app
Join the 10 million Barclays app customers. If the account’s just for you and you’re over 18, you can use our app.
Download the Barclays app
The quickest way to open a new bank account is using our app. Scan the QR code using the camera on your mobile device to download the Barclays app.
If you’re using your mobile device now, download it from your app store below.
Important information
You need to be registered for Online Banking or the Barclays app. It usually takes less than 10 minutes to apply, but if you’re not registered it will take longer.
You might not be able to apply for a Barclayloan, or see your personalised price quote or provisional loan limit online or in your app, because certain restrictions apply. If this happens to you, please contact us to discuss your options.(Return to reference)
If you apply online and your application is approved, you’ll need to print or download your agreement. If you apply in the Barclays app and it’s approved, you’ll need to have it emailed to you. As long as you do one of these and sign your agreement online between 5am and 11pm, you’ll usually get your money straight away (within a few minutes). If you don’t bank with one of the main UK high street banks, sometimes it can take up to a couple of hours. If you sign after 11pm, you’ll usually get your money before 9am the next day.(Return to reference)
The rate you’re offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term.
All loans are subject to your financial circumstances and borrowing history at the time you apply. Eligibility and conditions apply. You must be a UK resident to apply.(Return to reference)
Not all customers can apply for a Barclayloan or view their personalised price quote or provisional loan limit online or in the Barclays app. Certain restrictions apply. Contact us to discuss your options.(Return to reference)