The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.
Summary of rates Terms and conditions [PDF, 230KB]
Representative 28.9% (variable)
Purchase rate p.a. 28.9% (variable)
Based on credit limit of £1,200
Applying for more than one credit card in a short space of time could affect your credit score.
Use our free eligibility checker before applying to find out whether you’re likely to be accepted for a card. It only takes a few minutes and it won’t affect your credit score.
You might be eligible for some of our other credit card offers. Check your eligibility for our other cards to make sure you’re getting the best offer for you.
You’ll get 0.25% cashback on your everyday spending1. This will be credited to your statement on a yearly basis or at your request.
No fees abroad – you’ll be able to spend or withdraw cash from a cash machine abroad, without any charges. You’ll also get Visa’s competitive exchange rate.
There is a 0.00% fee on all cash withdrawals.
Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate, so your rate might change before we reduce it. More information is available on our understanding interest page.
If you request a balance transfer, due to the way we’ll calculate your credit limit, it might go down if you don’t complete that transfer within 60 days of opening the account.
Your new account will be set up with digital statements, which can be found in Online Banking – you’ll need to register for this. You can choose to switch to paper statements at any time.
Enjoy the best in live experiences as a Barclaycard customer. Snap up specially reserved tickets at iconic venues and save money on tickets to a range of selected events when you pay with your Barclaycard.
28.9% APR Representative (variable). Subject to application, financial circumstances and borrowing history. T&Cs apply.
Check your balance, keep track of transactions and send payments securely – our app makes managing your account a breeze2.
Whether you’re buying on the high street, online or overseas, our detection system means you’ll be protected from fraud.
Share your card with someone close to you for flexibility when you’re not around – handy for emergencies or things like your weekly shop. (Terms apply)
If you’re 18 or over, you can use our eligibility checker to see if you’re likely to be accepted for the card you want. From there, you can apply in just a few steps.
The eligibility check takes a few minutes and won’t affect your credit score. If approved, your Barclaycard could be with you in seven working
What you’ll need to hand
Address details for the last two years
Phone number and email address
Current employment details
Details of your yearly income before tax
Details of your monthly income after tax
A good idea about your monthly outgoings
Main bank account sort code and account number
In some situations, if your application is accepted you will need to provide copies of your last two bank statements or payslips.
Before you go ahead, make sure you’ve read our summary of rates and terms and conditions [PDF, 230KB].
If you transfer an existing balance from another credit card or store card to a Barclaycard, you could save on interest fees.
Great if you're looking for your first credit card or want to improve your credit score.
From holidays and home improvements to everyday spending, spread the cost with a low interest rate on all purchases.
If you have mental or physical health conditions or learning disabilities, we can give you more support.
If you’d like to talk to us, please call 0800 056 3486. We’re open 9am to 5pm Monday to Friday, and 9am to 4pm on Saturday.
Use our eligibility checker to find out if your application could be accepted. This won’t affect your credit rating.
