0% interest balance transfer for up to 21 months and up to 24 months for purchases. 3.45% transfer fee applies.
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.
Summary of rates Terms and conditions [PDF, 245KB]
Representative 24.9% (variable)
Purchase rate p.a. 24.9% (variable)
Based on credit limit of £1,200
Applying for more than one credit card in a short space of time could affect your credit score.
Use our free eligibility checker before applying to find out whether you’re likely to be accepted for a card. It only takes a few minutes and it won’t affect your credit score.
You might be eligible for some of our other credit card offers. Check your eligibility for our other cards to make sure you’re getting the best offer for you.
At least eight out of 10 people accepted for this card last month received the longest promotional period available. Whether you do will depend on your credit history and how you’ve managed credit in the past.
We may offer you
The 21-month balance transfer period starts from the date the account is opened. That means if, for example, you don’t use it in the first 60 days, you’ll have two months less of the 0% rate.
Please read the information below carefully, before you apply.
It tells you what you need to do to keep your 0% interest rates and what happens when your 0% interest offer ends.
To benefit from the balance transfer offer, you’ll need to use it within 60 days of opening the account.
The 21-month balance transfer period starts from the date the account is opened. That means if, for example, you don’t use it in the first 60 days, you’ll have two months less of the 0% rate.
This offer is only available if this is your first credit card with us, and we reserve the right to withdraw it at any time.
The minimum you can transfer is £250 across up to five different balance transfers. The maximum amount can vary, depending on your individual credit limit and the existing balance on your Barclaycard. We’ll let you know the maximum amount you can transfer if your application is successful.
You can only transfer balances from cards issued by other banks, not from any other Barclaycard or any of our partner-branded cards.
When your 0% offer ends, you’ll be charged interest at your standard rate for anything new you buy and for any outstanding balance on your card.
Due to the way we’ll calculate your credit limit, it might go down if you don’t complete a balance transfer within 60 days of opening the account.
Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes won’t apply to your promotional interest rates. More information is available on our understanding interest page.
Your new account will be set up with digital statements, which can be found in Online Banking – you’ll need to register for this. You can choose to switch to paper statements at any time.
This offer is only available if this is your first credit card with us, and we reserve the right to withdraw it at any time.
Enjoy the best in live experiences as a Barclaycard customer. Snap up specially reserved tickets at iconic venues and save money on tickets to a range of selected events when you pay with your Barclaycard.
28.9% APR Representative (variable). Subject to application, financial circumstances and borrowing history. T&Cs apply.
Use your Barclaycard for a simple and secure way to pay overseas. With access to an emergency replacement card or cash, it’s the perfect travel companion.
Whether you’re buying on the high street, online or overseas, our detection system means you’ll be protected from fraud.
Share your card with someone close to you for flexibility when you’re not around – handy for emergencies or things like your weekly shop. (Terms apply)
If you’re 18 or over, you can use our eligibility checker to see if you’re likely to be accepted for the card you want. From there, you can apply in just a few steps.
The eligibility check takes a few minutes and won’t affect your credit score. If approved, your Barclaycard could be with you in seven working days.
What you’ll need:
Address details for the last two years
Phone number and email address
Current employment details
Details of your yearly income before tax
Details of your monthly income after tax
A good idea about your monthly outgoings
Main bank account sort code and account number
In some situations, if your application is accepted you will need to provide copies of your last two bank statements or payslips.
Before you go ahead, make sure you’ve read our summary of rates and terms and conditions [PDF, 245KB].
From holidays and home improvements, to everyday spending – spread the cost with a low interest rate on all your purchases.
Get cashback on your everyday spending, with no limit on the amount you can earn.
Great if you're looking for your first credit card or want to improve your credit score.
If you have mental or physical health conditions or learning disabilities, we can give you more support.
If you’d like to talk to us, please call 0800 056 3486. We’re open 9am to 5pm Monday to Friday, and 9am to 4pm on Saturday.
Use our eligibility checker to find out if your application could be accepted. This won’t affect your credit rating.
